Unfortunately, No. Auto insurance does not cover stolen personal property inside your car. However, your homeowner’s policy, as well as your condo and renters policy, can cover your stolen personal property. Your homeowner’s policy has coverage for your personal properties, which can also cover your off-premises personal properties. This off-premises property coverage would cover your personal belongings even though you are not at home. However, it limits the coverage for your jewelry, and electronics, such as laptops and cellphones.