Motorcycle Insurance California
Motorcycle Insurance California can give you much comprehensive coverage for yourself and your property. Department of Motor Vehicles recently conduct a survey and concluded that motorcycle accidents doubled since 1996. Fatalities due to motorcycle accidents doubled and every year there are about a thousand motor accidents in Bell Gardens alone. Furthermore, these accidents cause at least an 80% fatality rate. In Nevada County, the most remarkable age group of fatalities are from the ages of 18 to 30 years old. In addition to that is they are riding a standard motorcycle but due to over speeding they procure an accident. Motorcycle insurance covers all types of motorcycles including standard, dual-sport, touring, sports bike and cruiser. Even though we take all precautionary safety measures. It is much better to have the protection that can cover all possible risks that can happen to us related to a motorcycle.
Coverage of Motorcycle Insurance California
Motorcycle Insurance California has different coverage which can help you to protect yourself and your property as well. Unlike Car insurance, Motorcycle insurance California can give coverage to all customizations you did to your motorcycle. These include the special chrome, chassis, and rim. Here is the list of motorcycle coverages that you might want to add to your motorcycle policy.
Coverage To A Third Party of Car Insurance California
Bodily Injury Liability Coverage
This coverage of car insurance California can protect you and your assets when you are legally responsible for someone’s accident. This coverage could help you pay for the third party’s medical expenses related to a motorcycle accident. Furthermore, this could cover the third party until the extent of funeral costs.
This coverage is designed to protect the passenger of the insured. Passenger liability coverage can reimburse the medical expenses of the uninsured passenger of the motorcycle owner.
Property Damage Liability
This coverage gives reimbursement for the cost of repair to the third party’s property. Granted that the insured is legally responsible for the third party’s accident. Moreover, this would be covered only if the damages are due to collision with the insured’s motorcycle.
Coverage For The Insured Of Car Insurance California
This covers the insured’s motorcycle cost of repair. Supposing that the motorcycle damages are due to collision with another vehicle. Furthermore, colliding with other objects or overturn of the vehicle would be cover.
This coverage provides the cost of repair for the damages of the motorcycle. Considering the damages are due to accidents other than collision. To give an example, damages that are due to fire, vandalism, theft and other named perils only.
Underinsured and Uninsured Motorist
This coverage provides protection for the insured’s injuries. It can provide reimbursement for the cost of medical expenses of the insured even until the extent of funeral expenses. Considering that the person at fault disobey the law by not carrying motorcycle insurance.
Medical Expenses Coverage
Medical expenses coverage pays for the medical expenses of the insured. If the insured caught an accident when he is riding his motorcycle.