A typical car insurance premiums usually range from $1,200 up to $7,000 per year. However, premium rates are incredibly dependent on the use of the car. Furthermore, there are two types of car use, which is for pleasure use and for business use. Usually, cars or vehicles that are for business use tend to have a higher premium rate. Rather than the vehicles, that are for pleasure use or vehicles that are used by the insured for going to work only. In addition, the cost of car insurance varies from a lot of factors. Specifically, driver-related factors and vehicle-related factors. In addition, the cost of car insurance also varies on the location of the car. Furthermore, a premium rate also varies on which insurance carrier a policyholder procures his insurance policy.